Non-Commission-Based Financial Planning Services
Comprehensive Financial Services on a Fee-Only Basis in Lynchburg, Virginia
HSC Wealth Advisors has provided trusted, comprehensive wealth management and non-commission-based financial planning services on a fee-only basis to clients in Virginia and beyond for over 40 years.
We seek to provide the security that comes from partnering with competent professionals who practice the highest standards of ethics, integrity, and objectivity. Our fee-only approach puts your financial interests where they belong — first.
CONTACT HSC WEALTH ADVISORS TODAY
Benefits of Professional Wealth Management
Hiring financial advisors and wealth managers offers a way to maintain your current lifestyle and make informed decisions about saving or investing. We provide a way to:
- Reduce stress: Gain a clear understanding of your financial situation and have your questions answered by knowledgeable professionals. Our advisors stay up to date with the latest changes in the finance world so you can feel confident pursuing the life you want to live now and preparing for the future.
- Create a financial plan: Learn about insurance coverage, investments, taxes, retirement, and estate planning. We provide information, resources, and guidance to create tailored strategies that suit your needs.
- Provide security for your family: Develop a plan to maximize your wealth and minimize potential risks. Our professionals help you protect your current assets and create financial security for future generations.
- Prepare for your retirement plans: Plan how to generate a steady income and pay for medical expenses during retirement. We can discuss your financial options, set specific goals, evaluate risks, monitor your progress, and suggest changes as needed.
- Establish your investment strategies: Discuss potential opportunities and risks involved with investments such as stocks, bonds, real estate, mutual funds, and exchange-traded funded (ETFs). Our advisors provide investment planning and portfolio management services to help increase your wealth over time.
Our Virginia-Based Wealth Management Services
Whether you want to build an emergency fund or prepare for retirement, the professionals at HSC Wealth Advisors can provide guidance throughout your financial journey. Our team offers comprehensive services to manage, grow, and preserve your finances.
Financial Planning
Sound financial planning requires attention to every area of your lifestyle, from retirement and education planning to insurance analysis and charitable donations. HSC Wealth Advisors provides our clients with objective advice using extensive industry knowledge, depth and breadth of expertise. We put your best interests behind every decision, and that’s why we only accept compensation from our clients — never from product sponsors.
Retirement Planning
Although saving early and saving often are excellent retirement planning habits, weathering turbulent markets with principle and gains intact is essential for long-term comfort. Clients who have been with HSC Wealth Advisors tell us that a significant portion of our value comes from our practical advice during all market conditions.
Tax Planning
As your lifestyle and investments change, so do your tax planning needs. HSC Wealth Advisors can help you minimize your tax liability with careful planning that addresses income withholding, asset purchases and sales, and wealth transfer needs. When appropriate, HSC Wealth Advisors will leverage our network of tax and legal professionals to help you reach your financial planning goals.
Investment Management
HSC Wealth Advisors does not take possession of your assets but instead selects a custodian such as Schwab or Fidelity. We act as the advisor for our clients’ current and future investments — we take into account potential tax consequences and long-term planning goals. Our investment management advisory service begins with in-depth education and an explanation of our investment philosophy and methodology, which helps clients understand the basis for future decisions.
Education Planning
For many HSC Wealth Advisors clients, education planning is a top priority. Our firm can help your family plan tax-advantaged investment vehicles as well as reposition existing assets. We have the knowledge to help you avoid costly mistakes and maximize potential savings.
Charitable Giving
Charitable giving is a habit that many HSC Wealth Advisor clients practice. We can help you build a philanthropic legacy that is tax-efficient as well as beneficial for your chosen causes and goals.
A Trusted, Fee-Only Wealth Management Firm in Virginia
HSC Wealth Advisors puts your interests first. Our non-commission-based financial planning services are rooted in expertise, loyalty and integrity, so we earn the trust of every client we work with. Let our comprehensive wealth advisors build a fiduciary relationship that will keep your interests secure for generations to come.
Why Choose HSC Wealth Advisors?
Trust the professionals at HSC Wealth Advisors to walk you through your financial options. Our independent organization has provided advisory services to clients across Virginia and the United States since 1983. We are dedicated to answering any questions you have and strategizing ways to achieve your goals.
We aim to build lasting relationships with you and set you up for success so you can live comfortably and have a positive outlook for the future. With fee-only services, we provide advice based on your interests alone. We make it our mission to help you grow your finances and preserve your wealth.
Our team maintains affiliations with the Financial Planning Association® (FPA®), the National Association of Personal Financial Advisors (NAPFA), the CFA Institute, and the Fee-Only Network. When you work with us, you can receive the most current information possible.
Start Your Financial Planning Journey
Want to save for the future and prepare for retirement, or want to diversify your portfolio with investment management? To discuss your options, contact the team at HSC Wealth Advisors today.
