Our Blog

What Is Financial Planning?

April 15, 2025

Financial planning is crucial for individuals and business owners. It provides clarity and enables you to make strategic decisions. However, the concept can be confusing, as it entails multiple components, each with unique attributes. We have prepared this guide to help you understand the basics. You will learn the meaning of personal financial planning, why […]

What Can You Do With a 529 Plan Account?

June 26, 2024

Are you saving for college in a 529 plan account and want to know what you can use the money for? Whether you’re saving for yourself or a beneficiary, you’ve come to the right place. This guide discusses 529 plan accounts, considering qualified higher education expenses and non-qualified withdrawals. You’ll also learn about the alternative […]

How to Invest During a Recession

March 19, 2024

The Great Recession lasted less than two years, encapsulating the biggest economic downturn since the Great Depression in the early 1930s. Starting at the close of December 2007 and lasting through the beginning of summer 2009, the Great Recession is defined by high unemployment rates and soaring home foreclosures. Recessions are primarily financial, of course, […]

The Difference Between 401(k) and 403(b) Plans

March 15, 2024

It’s always a good idea to start saving for retirement as early as possible. Two common retirement options – 401(k) and 403(b) plans – are both employer-sponsored retirement savings plans that offer tax advantages. You usually get access to only one of these options through your employer. It’s important to know which one applies to […]

How to Freeze Your Credit

March 5, 2024

Keeping your credit safe from cybercriminals is essential to protect your current finances and future loan applications. One way to enhance credit security is by freezing your credit. Freezing your credit prevents unauthorized personnel from establishing new credit, loans, or services in your name. What Are Credit Freezes? Credit freezes protect against identity theft and […]

How to Build a College Fund for Your Children or Grandchildren

November 29, 2023

A college fund for your children or grandchildren is a priceless gift that will open doors to a bright future for them. As a parent or grandparent, you want to give them the best opportunities, and funding their education is a significant step toward ensuring their success in life. Various educational savings plans are available […]

Pros and Cons of Annuities: What You Need to Know

With numerous investment options available to supplement your income during retirement, evaluating which plan is best can seem like a daunting process. Insurance advisors have placed clients’ investments in annuities for decades, yet the practice has its detractors. Are annuities a good investment? Read on to learn about the pros and cons of annuities and determine whether […]

10 Key Financial Habits to Adopt in Your 20s and Why They Matter

September 26, 2023

Ready to learn more important financial planning tips for your 20s? Check out this guest post written by a member of our team! To provide you with the best financial habits to adopt in your 20s, we asked ten professionals, including financial consultants and CFOs, to share their insights. From the importance of establishing an […]

Finding Financial Freedom Through the Decades – The 20s: Special Note to Parents

Ready to learn how to help your children with their financial planning during their 20s? Check out this guest article from Stacy Rhodes! My parents pulled me in front of our computer and unveiled the car they found after a long, intense search – a forest green 2000 Honda Accord. This day had been held […]

Finding Financial Freedom Through the Decades: The Teen Years

Want to learn more from our expert in-house team members? Check out the latest guest post from a member of our team: Stacie Rhodes! Editors Note: Over the next few months, Stacie Rhodes will be sharing strategies for financial readiness for each decade of our lives. I am excited to continue the conversation around financial freedom […]