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Demand vs. Command Economy

July 1, 2015

Written by Sandy Stuart It has been a long while between articles from this author. I had just completed (or nearly so) an article concerning the futility of socialist economic systems as they attempt to compete with free market capitalistic economic systems. Then the Pope issued his most recent encyclical in which he expressed his […]

Financial Steps After the Death of a Spouse

June 8, 2015

Written by Brian Carlton This can be a very overwhelming and emotional time. Give yourself time to grieve and gather with your family. The financial decisions can wait, so take your time and don’t be rushed into any quick actions by family members or financial representatives (insurance or otherwise). Death Certificates: You may need to […]

HSC Congratulates Tami Tolsma, CFP®

May 14, 2015

HSC Wealth Advisors would like to congratulate Tami Tolsma for achieving the right to use the CERTIFIED FINANCIAL PLANNER™ certification. Tami began the education requirement in August of 2013, passed the exam in March of this year, and her application has been recently approved by CFP Board. In doing so, Tami joins her coworkers Brian […]

Inflation, Deflation, and the Energy Boom

May 5, 2015

Written by Sandy Stuart The European Union is experiencing deflation. Japan has just emerged from such an experience. The U.S. is trying to avoid it. Other countries (like Russia) are experiencing rampant inflation. Perhaps it is time for us to review inflation and deflation so we can understand what we want our elected officials to […]

Demographics

April 20, 2015

Written by Sandy Stuart A few days ago I was looking over some back issues of the Economist magazine before recycling them. The March 20th issue caught my eye. It had a “special report” section that had to do with U.S. population demographics, notably our aging population, and the wave of Hispanic immigrants. Whenever I […]

When Diversification Fails

December 24, 2014

Correlation coefficients are one of the most complicated areas of the asset management world, but the idea behind them is pretty simple–or, at least, most of us thought it was until the 2008-2009 meltdown. The basic idea is that you study the price movements of, say, the stocks of large companies (represented by the S&P […]

Next Retirement Lesson Learned

December 22, 2014

Written by Sandy Stuart In my last installment on retirement I described in somewhat general terms what retired living was like for us at the local Westminster Canterbury (WC). Well, we are pretty well settled in and delighted to report that we are happy. I have a few more experiences and observations to report. First […]

Are We Drifting Into Another Cold War?

November 5, 2014

Written by Sandy Stuart The major powers of the world seem to have thrived on a relatively peaceful environment (excluding religious fanatics). The Cold War ended with the dissolution of the Soviet Union. The Iron Curtain came down. Russia and the other individual countries that comprised the Soviet Union had to compete in the open […]

Is It Time to Make Some Lemonade?

October 8, 2014

Written by Sandy Stuart There is much concern about the political shenanigans concerning our nation’s economy. There have been some pretty sour “lemons” and another yet to come. Can we use some lessons learned and make some lemonade? The first lemon was sequestration. Such unorganized cutting would surely undo our fragile economy. It didn’t. As […]

The Times They Are A-Changin’

October 1, 2014

Written by Rick Huff While I was never a Bob Dylan fan, this title to one of his songs accurately describes times past and especially the present. In case you’re not aware, from time to time we at HSC Wealth Advisors sit and discuss how we can serve you better. We firmly believe our independence, […]

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Demand vs. Command Economy

Financial Steps After the Death of a Spouse

HSC Congratulates Tami Tolsma, CFP®

Inflation, Deflation, and the Energy Boom

Demographics

When Diversification Fails

Next Retirement Lesson Learned

Are We Drifting Into Another Cold War?

Is It Time to Make Some Lemonade?

The Times They Are A-Changin’

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SEARCH THE BLOG

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