How to Freeze Your Credit
March 5, 2024
Keeping your credit safe from cybercriminals is essential to protect your current finances and future loan applications. One way to enhance credit security is by freezing your credit. Freezing your credit prevents unauthorized personnel from establishing new credit, loans, or services in your name. What Are Credit Freezes? Credit freezes protect against identity theft and […]
Roth Conversions Vs. Roth Contributions — What Is the Difference?
April 13, 2023
A Roth Individual Retirement Arrangement (Roth IRA) account is an investment account to which you contribute after-tax dollars (or convert pre-tax dollars) that grow tax-free and, after meeting certain requirements, can be withdrawn tax-free. If you are curious whether a Roth conversion is the same as a Roth contribution, you are not alone. The terms […]