Active vs. Passive Investing
When leveraged correctly, the right investment strategies can protect your assets and prepare you for lifelong goals. In today’s world, the two primary investment options are active and passive strategies. While active investing aims to beat market performance by adapting to trends, passive investing maintains long-term commitments and uses minimal trading. Read on to learn […]
Investing During an Election Year: What We Can Learn
Election years make many people anxious, investors included. Some of them panic and cash out early or think that they can predict more than is realistic based on the outcome of an election. But these lines of thinking typically lack sound support and do not take historical patterns into account. Over the years, we have […]
Strong in the Storm
We are in the midst of some unprecedented times! We just finished some of the strangest weeks the world has ever recorded. Events were canceled, large gatherings were discouraged, and then even prohibited. Businesses and schools have had to adjust swiftly. Teachers and kids are doing distance learning from home. Restaurants are offering curbside pickup […]
COVID-19 Government & Tax Updates
We just finished one of the strangest months the world has ever recorded. Events were canceled, large gatherings were discouraged and then even prohibited. Businesses and schools have had to adjust swiftly. Teachers and kids are doing distance learning from home. Restaurants are offering curbside pickup and delivery only. I have heard stories of personal […]
Catch-Up Contributions
As you get nearer to retirement age, you might look back on the financial decisions you made in your younger years and wonder what you were thinking. Knowing what you know now about how savings grow over time, you might be wishing that you contributed more to your 401(k) or similar plan or that you […]
HSC’s Standard of Care: Asset Allocation Strategy
Written by Justin Victor There are five components that make up our philosophy of strategic asset allocation, i.e., the appropriate mix of equity (stock) funds and fixed income (bond) funds in your portfolio. They include your risk tolerance, time horizon, spending, legal form and uniqueness. We use MoneyGuideProTM to analyze each component before recommending an […]
Boomers – How Will the Next Recession Be Different?
Written by Tami Acree This is Part Two of the article Millennial Maiden Voyage, which was directed primarily toward young professionals born in the late ‘80’s and ‘90’s. Millennials who entered the workforce and started investing since the Great Recession in 2008 have yet to personally experience a substantial market downturn. This past February (2018) […]
Don’t Put All Your Money In One Basket
Written by Joel Bengds We all have heard and probably abided by the saying, “Don’t put all your eggs in one basket.” We know the literal implications of dropping a basket of eggs and why it’s a good idea for a farmer to spread out the risk. At the end of the day, a little […]
Millennial Maiden Voyage: Down the Recession Trail
Written by Tami Acree This article is primarily directed toward Millennials; that is, people born in the late 1980’s and the 1990’s. However, the recommendations stated below reflect principles that apply to every generation. If you have successfully navigated through several market cycles throughout your investing years, feel welcome to forward this article to someone […]
Millennials Helping Others Through Their Investments
“Doing well” and “doing good” do not have to be mutually exclusive concepts. With impact investing, it is possible to use your investments as an economic expression of your values and support projects you believe will generate positive outcomes for society as a whole.